SRIKARA
Cooperative Society Ltd
Securing Your Family's Financial Future Together.
Experience unmatched returns, secure multi-tier cooperative banking, and personalized loan schemes tailored to empower your dreams, home, and business growth.
Up to 8.5%
High Interest on FDs
100% Safe
Multi-Layer Security
Instant Loans
Minimal Paperwork
"Srikara helped us build our dream home in 2024!"
- Rajesh & Sunitha Sharma, Members since 2015
Cooperative Excellence
Rated #1 in State 2025
A Trusted Cooperative Building Stronger Communities.
Since 2015, Srikara has been helping individuals and families achieve financial stability through trusted and accessible cooperative services.
Our Core Products
Designed to give you high yields on savings and easy access to credit whenever your family needs it most.
Savings Accounts
Enjoy liquid savings with attractive interest rates compounded quarterly, zero hidden fees, and free ATM access.
- Up to 5.5% p.a. interest
- Zero balance facility
- Free mobile banking
Fixed Deposits (FD)
Lock in high guaranteed yields with flexible tenure options ranging from 7 days to 10 years with senior citizen perks.
- Up to 8.5% interest rate
- Extra 0.50% for Seniors
- Monthly payout option
Housing Loans
Turn your dream home into reality with low processing fees, quick sanctions, and long repayment tenures up to 30 years.
- Interest starting at 8.75%
- Doorstep documentation
- No hidden foreclosure fees
Business & Gold Loans
Immediate liquidity against your gold ornaments or unsecured business credit lines to scale up your enterprise.
- Disbursal within 30 mins
- Maximum per gram valuation
- Safe vault storage
More Than Finance.
A Community Built Around You.
Srikara Cooperative Society puts members at the center of everything we do. Unlike conventional banks driven by shareholder dividends, our cooperative model shares prosperity directly with our community.
Financial Inclusion
Accessible banking and deposit schemes tailored for every household.
Community Development
Reinvesting locally to fuel regional growth and cooperative prosperity.
Supporting Small Businesses
Empowering local entrepreneurs and small business owners with capital.
Financial Education
Guiding families toward sound fiscal management and long-term security.
Special Cooperative Schemes
Specially curated schemes empowering education, weddings, senior security, and daily recurring savings.
Vidya Nidhi Scheme
Special low-interest higher education loans and recurring deposit maturity matching for children's future studies.
Mangala Vivaha Deposit
A planned 3-year recurring scheme designed specifically for marriage expenses with bonus gold coin rewards upon maturity.
Vriddha Samruddhi
Monthly income pension schemes with doorstep banking assistance and priority medical loan sanctioning for elders.
Kalyana Nidhi RD
Micro-savings recurring deposit collected daily from local shopkeepers and vendors with doorstep executive service.
When Members Grow, Communities Grow.
Our cooperative philosophy ensures that every rupee deposited remains invested in regional enterprise, family welfare, and local infrastructure development.
Empowering Individuals
Providing secure savings vehicles for personal milestones.
Strengthening Families
Ensuring household financial resilience across generations.
Accelerating Local Businesses
Supporting local shops, artisans, and enterprises.
Building Strength Through Unity Since 1998
Srikara Cooperative Society Ltd was founded with a profound vision: to bring institutional banking access and financial independence to every household, farmer, and small business owner.
Unlike commercial banks, our profits are reinvested directly into member benefits, higher interest payouts, and community welfare initiatives.
Bank Anywhere, Anytime With Srikara App
Manage your savings, transfer funds instantly, view loan schedules, and download deposit certificates right from your smartphone with bank-grade 256-bit encryption.
Instant Fund Transfers (IMPS/NEFT/RTGS)
Send money to any bank account securely within seconds.
Biometric Login & Instant Passbook
Fingerprint and FaceID login with real-time transaction tracking.
RD & FD Self Booking
Create fixed deposits instantly without visiting the physical branch.
Total Available Balance
₹ 2,48,500.00
Recent Transactions
Loved By Our Cooperative Family
Hear how Srikara has transformed savings habits, funded education, and empowered businesses across generations.
"Getting a housing loan at Srikara was completely seamless. Their cooperative officers visited our home for documentation, and the interest rate saved us lakhs compared to commercial banks!"
Anil Sridhar
Small Business Owner, Member for 8 Years
"The FD interest rates are unmatched. As a retired senior citizen, the monthly payout scheme gives me financial dignity and absolute peace of mind. Highly recommended cooperative."
Padma Rao
Retired Teacher, Member for 12 Years
"Their daily savings collection scheme (Kalyana Nidhi) made it so easy for our shop workers to build a savings cushion. Srikara truly understands grassroots cooperative values."
Venkatesh Kumar
Retail Merchant, Member for 6 Years
Ready to Secure Your Family's Financial Future?
Become a member of Srikara Cooperative Society Ltd today in less than 5 minutes. Enjoy high returns and reliable community banking.